Malta, a tranquil island in the Mediterranean Sea that is ideal for second-citizenship seekers, offers more than just an attractive destination. A thriving economy is one of the many reasons to choose Malta. Political stability, as well as ties within the European Union are also important. Malta has become a major destination for people seeking a second citizenship in recent years. Malta Citizenship by Investment Program plays a large role in this. The program allows foreign nationals to gain Maltese Citizenship as well as, by extension, European Union Citizenship.
Malta’s updated investment immigration program, which includes 2021 and 2010, has strengthened Malta’s status as a top country in Europe. In this article, you’ll find out all about Malta Citizenship by Investment 2025, from eligibility to benefits, applications, and more.
Malta Citizenship: What does this mean?
Malta Citizenship by Investment permits foreign nationals to earn Maltese Citizenship by investing large sums of money. The program gives investors and their family members a passport as well as other benefits.
Malta’s CBI Program is well-known in the world for its rigorous due diligence. So, only people with good morals and finances are eligible for citizenship. For their efforts, they receive a wide range of benefits. Malta’s healthcare and educational systems are also available to them.
Malta Citizenship with Investment
Malta Citizenship by Investment by 202020 requires that you meet certain criteria. The criteria are set up in order to guarantee that those who apply make an important contribution to the economic development of the country.
Age Requirement
The main applicant must be over 18 years old. The applicants are adults who can be trusted.
Investment needs
Malta CBI emphasizes that the necessary investment is important. All applicants have to fulfil the following criteria.
- Contribution to National Development Fund. The annual contribution is non-refundable. Amounts vary depending on length of stay.
- EUR600,000.
- EUR 750,000 for those applicants who lived in Malta continuously for 12 consecutive months.
- Real estate investment: Candidates need to purchase or lease a home worth at least EUR 700,000. You must hold the property for at least five years.
Donation to Charity: A minimum of EUR 10,000 is required to donate to an organisation in Malta.
The Requirements of Residents
To qualify for residency, each applicant must also meet investment requirements. Residents in Malta will be required to live there, regardless if they invested EUR 750,000 or EUR 600,000. The applicant must have invested EUR 750,000 for 12 months. Anyone opting to invest 36 months will need EUR600,000.
Due Diligence Checks
Applicants must submit to an exhaustive due diligence process as part of this application in order to confirm that applicants for Citizenship are people of good character who do not present any danger to Malta and the European Union, a due diligence process is required.
Investment Breakdown
You can find a summary of the investment criteria for Malta’s Citizenship by Investment in this table:
| Investment Type | It is amount | Details |
| Contribution to Fund | EUR600,000 (36 months) | Contribution non-refundable to National Development and Social Fund |
| EUR 750,000 (12 months) | ||
| Real Estate | EUR 700,000 minimum purchase | Purchase or lease a property valued at a minimum of EUR 700,000. An investment must last at least five years. |
| Annual Lease | EUR 16,000 Per Year | Alternatives to Property Purchase |
| Spending on Charity | EUR 10,000 | Contribution to a registered charitable institution |
This table summarises Malta’s Citizenship by Investment requirements. There are two possible ways for you to contribute to the National Development and Social Fund.
Malta Citizenship by Investment Program (Statistical Analysis for 2025)
Malta Citizenship by Investment (MCI) is one of the most popular programs, according to reports. In the year 2024, more than 1,800 individuals and households who had invested in Malta would have acquired Maltese Citizenship. A maximum of 400 applications is set by the government each year. This makes the program exclusive for both investors AND the nation.
Donated millions of Euros to the National Development and Social Fund These funds go to public projects like education, healthcare, and infrastructure.
Malta Citizenship by Investment
Malta Citizenship By Investment provides a range of advantages to investors as well as families. The following are the top benefits.
EU Citizenship
Malta citizenship grants access to European Union residents. Malta citizenship gives your family or friends the freedom to study, work, or live anywhere within the EU. In the Schengen Area and EU, there are no passport checks.
Visa-Free Travel
Maltese residents can now travel abroad without a Visa to 180 countries. Individual travellers as well as their families, can travel more easily and conveniently with visa-free travel.
Business and Investment Opportunities
Malta enjoys one of the most dynamic and fastest-growing business environments in Europe. Maltese investors with the nationality of Malta can establish and manage businesses. They will benefit from the tax-free corporate environment and skilled workforce on EU markets and in Malta.
Healthcare and education with high-quality
Malta offers a healthcare system that has been rated as the best by WHO. Maltese have free and easy access to high-quality medical treatments.
Malta provides a quality education. Maltese students can attend the public schools free of charge. The Malta University of Malta boasts a distinguished history. It is also regarded among Europe’s leading institutions. A number of academic programs are available for students to choose from.
Enjoying the Life You Have
Malta provides a good quality of life due to its Mediterranean climate and landscapes. Family vacations to Malta are popular because the atmosphere is warm and it’s safe.
Not subject to inheritance or wealth tax
Malta charges no inheritance or capital gains tax for properties which have been in the family longer than five years. People who would like to retain their wealth for the next generation can choose Malta.
Malta Citizenship Process (What You Need to Know)
Malta Citizenship by Investment application can be lengthy, but it’s organised. Have a look at how to apply.
Step 1-Pick an agent
Use a Licensed Representative It is possible to get assistance from an agent in the application. A Power of Attorney allows your agent to carry out work for you.
Step 2 – Collect the documents
Gather the documents you need before applying. It is important to have your passport along with proof of income as well as good health. The source of the money is vital to your financial security.
Step 3 : Submit Your Application
After you have completed all the necessary documents, send them to the Community Malta Agency. It checks the documentation you have provided and runs a background check.
Step 4: Due Diligence Process
Several checks will occur after your application. The authorities verify the accuracy of all your information. You’ll be asked to provide information about your finances, background and other relevant matters. After you’ve passed the check, approval will be granted for the next steps.
Step 5 – Pay Your Fees
When your application has been accepted, you may be asked to pay an amount. In other words, it’s the amount you pledged to donate to Malta’s National Development and Social Fund. Also, other expenses, such as legal charges and costs related to the rental or sale of property, will have to be paid.
Step 6: Apply for the Resident’s Card
After payment of the applicable fees, you will receive your card. Use this card as proof of your legal residence in Malta. If you want to be eligible to submit a Citizenship Application, then this card is required for at least one year.
Step 7 – Take the Oath Of Allegiance
After you’ve fulfilled the requirements, an Oath of Allegiance can be administered to you. That means you officially became a Maltese.
Costs Of Malta Citizenship Through Investment
Malta Citizenship by Investment application costs should be considered, but they aren’t the only factor to take into account. Included in the costs are:
- Contribution to the National Fund
- EUR600,000 per year for residence
- EUR 750,000 For a 12 Month Residence
According to this:
Real Estate Purchase:
The minimum value must be EUR 700,000. The property can be rented for EURO 16,00 a month or purchased. This property needs to be kept up for at least five years.
Donation:
To be eligible, you must give at least 10,000 USD in cash or other forms of payment to a registered charitable organisation.
Legal Fees
Between EUR 60,000 and EUR 80,000 can be charged. You will be charged for both the application process, including due diligence checks and legal support.
Who Can Apply for Malta Citizenship through Investments?
Malta Citizenship by Investment(Malta Citizenship by Investment), is available to all peoples in the entire world. This program does have some restrictions.
Applicants Principal:
It is important to note that the minimum age for investing in the stock market is 18 years of age. This is why it’s important to demonstrate that you can invest and are financially capable.
Families
Family members can also be added to your application. You may also include members of your family when submitting a request.
Your spouse
How many children do you have?
Families with children younger than 25
Your parents or grandparents are over 55 and rely on you
Maltese citizenship is available to the whole family!
Dual Citizenship in Malta
Malta offers dual Citizenship. Malta allows dual Citizenship. This means that you do not have to throw away your passport. This can be a huge advantage.
Malta taxation
Malta’s taxation depends on where and how you earn your money. Malta taxes your global income after spending at least 183 days a year in Malta.
Malta residents only pay tax on their income. Malta is a very attractive location for people to relocate in terms of taxes. This is true, especially for individuals who have earned money overseas or through investments.
Malta Citizenship via Investment: Alternatives
You may also select other countries that have similar citizenship programs. This includes:
Cyprus: Cyprus is a nation that provides citizenship by investment. It is possible to obtain citizenship through investment.
Portugal: Portugal’s Golden Visa Program allows investors to remain in the country and apply for Citizenship before they leave.
Austria is one of the countries that offer Citizenship Through Investment. This program asks for a substantial contribution towards their economy.
St. Kitts Nevis: The Caribbean countries also have Citizenship-by-Investment programs that allow for smaller amounts of investment.
Final thoughts
Malta’s citizenship-by-investment program is a good choice for investors searching for a secure, stable and rewarding country. A fast track to European Union membership can offer many advantages.
Understanding your benefits, costs, and requirements is essential before you apply. As long as you are eligible and can afford to pay the fees, becoming a Maltese national is the right decision.
